Group Life Insurance Let us first understand what group term life insurance means. In simple terms, Group Life Insurance Plans, as per the name, offer life insurance to a group of people under a single policy. Other than proving to be cost efficient, it also provides similar benefits as compared to individual life insurance policies.

Choosing a fifteen-year fixed-interest rate (IR) refinanced or refi presents property owners with a lot of possibilities. Through this type of debenture, people could use their home equity, lower their IR and enjoy other benefits. A lot of individuals are opting to lock in today’s low-IRs with a fifteen-year fixed IR refi. But is this